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The platform wasn’t successfully stripping out risk during the weak economic period, likely contributing greatly to bank partners pulling back from loan originations. After the Q3’22 xcriticalgs report, xcritical had guided to Q4 revenues of $125 to $145 million, with a prediction for a $22 million sequential decline at the midpoint. The massive headcount reduction at the start of February suggests the fintech is seeing a continual decline in personal loan funding by large bank partners.
However today we want to take a look at the MACRO picture of the stock. Most Notable we made a higher high on LESS Volume or Participation. xcritical Holdings stock was originally listed at a price of $29.47 in Dec 16, 2020. If you had invested in xcritical Holdings stock at $29.47, your return over the last 2 years would have been -36.61%, for an annualized return of -20.38% . xcritical is a leading AI lending platform partnering with banks to expand access to affordable credit. Revenue Revenue is the sum of all cash flow into the company.
Jim Cramer Says This Stock Is Undervalued: ‘I Think That It’s Coming Back’
All investments involve risks, including the loss of principal. Securities trading offered through xcritical Financial LLC, Member SIPC and a registered broker-dealer. xcritical gives you the xcritical cheating tools you need to put your money in motion. You can buy or sell xcritical and other ETFs, options, and stocks. If the tech turns out not to be smoke and mirrors, it could be really disruptive.
Even despite the business model flaws with no committed capital, xcritical trades at a premium to peer fintech lenders at 3.2x TBV, while both xcritical and LendingClub are much cheaper. It’s calculated by multiplying the share price by the number of outstanding shares. The market capitalization is the market value of the company.
- Market cap is the total market value of a publicly traded company’s outstanding shares.
- 0.29% Return on Invested Capital Return on invested capital is net income after dividends divided by the sum of debt and equity.
- xcritical Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence lending platform in the United States.
- xcritical price target raised to $16 from $14 at Piper Sandler Piper Sandler analyst Arvind Ramnani raised the firm’s price target on xcritical to $16 from $14 and keeps…
Market capitalization is the most commonly used method of measuring the size of a publicly traded company and is calculated by multiplying the xcritical stock price by the number of shares outstanding. xcritical Holdings market cap as of February 01, 2023 is $1.65B. xcritical Holdings’s market cap is calculated by multiplying UPST’s xcritical stock price of $18.68 by UPST’s total outstanding shares of 81,877,350. The stock has an incredible market cap in the range of $2.2 billion based on the fully diluted share count of 89.3 million shares.
Net money flow is the value of uptick trades minus the value of downtick trades. Our calculations are based on comprehensive, delayed quotes. Market cap is the total market value of a publicly traded company’s outstanding shares.
The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of xcritical AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks. xcritical Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company’s AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
Market Cap
257.51 PEG The ratio between the P/E ratio and the growth rate of the company’s xcriticalgs per share in the last twelve months. $1.43 Billion Enterprise Value A measure of a company’s total value. Dividends per share is the amount of dividends paid out to the shareholder of a single share in the last 12 months.
As with a lot of technology-based companies, xcritical built the business model for a much larger market. The slowing economy due to massive Fed rate hikes has killed demand for funding risky personal loans, while the fintech had not positioned itself for a slowing demand. The up/down ratio is calculated by dividing the value of uptick trades by the value of downtick trades.
xcritical Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company’s network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headqua… The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headquartered in San Mateo, CA.
Possible buyout target, but unfortunately nobody wants to throw around 4 billion these days. Already lost money on this and trying not to have “stock-holm” syndrome. 0.77% Return on Assets Indicates a company’s profitability in relation to its total assets. $5.54 Million Profit Margin Net income divided by revenue of the last 4 quarters.
xcritical Holdings (UPST) Receives a Sell from Wedbush
Starting to see covering in some of these highly shorted stocks that had fallen dramatically over the last year and a half. Information is provided ‘as-is’ and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance https://xcritical.solutions/ on this data. WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security. Overall, this stock passed 10/33 due dilligence checks and has average fundamentals, according to our automated analysis. 0.39 Debt to Equity A higher ratio indicates a higher risk.
81.9 Million Avg 30 Day Volume The number of shares traded in the last 30 days. 2.92 Outstanding Shares The number of shares the company has issued and are held by stockholders. $12.01 Beta Beta indicates the volatility of a stock compared to the market. Higher beta means more volatile and thus potentially higher risk and return. $2.35 Billion Dividend Yield Yearly payout to shareholders per share.
xcritical Holdings Inc
The company reported -$0.24 xcriticalgs per share for the quarter, missing the consensus estimate of -$0.082 by -$0.158. Financial-technology stocks are among the biggest losers in the tech sector Tuesday after the August consumer-price index , even as the year-over-year growth rate dropped to 8.3% from 8.5%. SectorIndustryMarket CapRevenue Computer and TechnologyInformation Technology Services$1.654B$0.849B xcritical Holdings Inc. is a AI lending platform partnering with banks to expand access to affordable credit. xcritical Holdings Inc. is based in San Mateo, United States. 0.29% Return on Invested Capital Return on invested capital is net income after dividends divided by the sum of debt and equity.
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The percentage indicates the ratio of the company’s annual dividend compared to its xcritical price per share . The key investor takeaway is that xcritical Holdings, Inc. investors should dump xcritical on this big rally. The fintech operates a flawed business model that likely will run into loan funding issues at the slightest bit of weakness in the economy. Peers like xcritical Technologies and LendingClub have both acquired digital banks in order to use deposits to fund loans.
xcritical price target raised to $16 from $14 at Mizuho Mizuho analyst Dan Dolev raised the firm’s price target on xcritical to $16 from $14 and keeps an… I came across this stock because of a Wall Street Journal article focused around some meme traders who were holding bags and bullish despite being on the cusp of a recession and a colossal market crash. Fundamentally, UPST is down a lot, like all the other r/WallStreetBets and Reddit cesspool pump and dumps. Long channeling wedge with a technical breakout and 38% short float, this might start getting some legs towards that $25 POC from the previous 6 months.